See monthly loan payment and review net proceeds after upfront fee and total interest using values you enter.
SET UP FOR YOUR COUNTRY Editable estimate
Personal Loan Calculator for United States
USD · 12,345.67US customary measurementsRoad distance: miles
United States planning scenario. Amounts, prices and rates are editable examples. No verified local tax bands, exemptions, benefits or lender rules are applied. Currency amounts are not exchanged.
Switch countries to open a separate scenario. Your edits are kept while this calculator is open; use Save scenario to keep them on this device.
Your details
USD
Example only. Enter the amount or rate applicable to your situation in United States.
%
Example only. Enter the amount or rate applicable to your situation in United States.
Enter years. Monthly loans and savings require a whole number of months; 0.5 years is 6 months.
USD
Example only. Enter the amount or rate applicable to your situation in United States.
USD
Example only. Enter the amount or rate applicable to your situation in United States.
Monthly loan payment
$373.28
Amounts in USD · United States · editable planning estimate
Net proceeds after upfront fee$14,700.00
Total interest$2,917.23
Total cost including fee$18,217.23
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How this result was calculated
Amortize loan principal plus financed add-ons over the entered monthly term. Net proceeds = loan principal − upfront fee. Total cash repayment includes all scheduled payments plus the upfront fee.
Country setup: United States. Displayed measurements are converted to the formula's base units internally.
Assumption: Uses the entered amounts and the units shown. Sample prices, rates and allowances are editable examples, not local quotes or verified tax rules. United States planning scenario. Amounts, prices and rates are editable examples. No verified local tax bands, exemptions, benefits or lender rules are applied. Currency amounts are not exchanged.
Calculation version 1.0.0 · Support state: generic
Formula and method
Amortize loan principal plus financed add-ons over the entered monthly term. Net proceeds = loan principal − upfront fee. Total cash repayment includes all scheduled payments plus the upfront fee.
This calculation uses the values you enter. It runs in your browser and does not request a location or account.
Worked example
With the sample inputs shown, monthly loan payment is 373.28 in the selected currency. Change the inputs to model your own case.
Questions people ask
How does the personal loan calculator work?
Amortize loan principal plus financed add-ons over the entered monthly term. Net proceeds = loan principal − upfront fee. Total cash repayment includes all scheduled payments plus the upfront fee.
Does this use live local rates or rules?
Uses the entered amounts and the units shown. Sample prices, rates and allowances are editable examples, not local quotes or verified tax rules.