39 TOOLS FOR YOUR NEXT DECISION

Income & savings calculators

Estimate take-home income, explore savings growth and work through everyday tax and percentage amounts.

Before you begin

  • Choose the same weekly, monthly or annual period for figures you compare.
  • Tax tools use the rates you enter; country selection does not load a local tax code.
  • Growth rates are assumptions. Check contribution timing, compounding and costs before using a projection.

Choose your calculator

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Salary / Take-Home Pay Calculator

See estimated annual take-home pay and review monthly take-home and estimated income tax using values you enter.

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Compound interest calculator

Project a balance from a starting amount and monthly contributions, with a clear view of deposits versus growth.

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Savings Calculator

See projected savings balance and review deposits and growth using values you enter.

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Retirement Calculator

See projected retirement balance and review target nest egg and projected annual withdrawal using values you enter.

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Hourly to salary calculator

Convert an hourly rate into weekly, monthly and annual gross pay using your actual schedule.

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Salary to hourly calculator

See the hourly equivalent of an annual salary using the hours and paid weeks you work.

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Overtime Pay Calculator

See total gross pay and review regular pay and overtime pay using values you enter.

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Pay Raise Calculator

See new annual pay and review annual increase and monthly increase using values you enter.

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Bonus Tax Calculator

See estimated net bonus and review estimated incremental tax and estimated contributions using values you enter.

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VAT Calculator

See gross amount including vat and review vat amount and net amount using values you enter.

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Sales Tax Calculator

See total including entered sales tax and review estimated tax and taxable base using values you enter.

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Interest Calculator

Interest: Constant-return projection with editable compounding, contributions and inflation.

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Investment Calculator

Investment: Constant-return projection with editable compounding, contributions and inflation.

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CD Calculator

CD: Constant-return projection with editable compounding, contributions and inflation.

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Mutual Fund Calculator

Mutual Fund: Constant-return projection with editable compounding, contributions and inflation.

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Annuity Calculator

Annuity: Constant-return projection with editable compounding, contributions and inflation.

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Future Value Calculator

Future Value: Constant-return projection with editable compounding, contributions and inflation.

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Simple Interest Calculator

Simple Interest: Simple interest without compounding or additional deposits..

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Inflation Calculator

Inflation: Editable inflation assumptions or supplied index observations; no historical CPI series is loaded automatically..

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Present Value Calculator

Present Value: Annual cash flows with a constant discount rate and selected beginning/end timing..

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Finance Calculator

Finance: Time-value-of-money solver with cash-flow signs.

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Annuity Payout Calculator

Annuity Payout: Fixed monthly withdrawals and a constant nominal annual return compounded monthly; no guarantee, taxes or insurance pricing..

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Average Return Calculator

Average Return: Time-weighted returns for equal-length periods without external cash flows..

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IRR Calculator

IRR: Equal-length cash-flow periods.

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Payback Period Calculator

Payback Period: Positive annual inflows; interpolation assumes even receipts within a year.

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Bond Calculator

Bond: Fixed coupon, redemption at par and whole coupon periods.

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Salary Calculator

Salary: Gross compensation conversion; holidays/leave are unpaid only when entered.

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Lease Calculator

Lease: Standard money-factor lease estimate; entered monthly tax is added to the payment.

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Depreciation Calculator

Depreciation: Full-year book depreciation with salvage floor.

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Commission Calculator

Commission: One flat commission tier above an entered threshold, with optional base compensation..

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Budget Calculator

Budget: All entries are monthly amounts in one currency.

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401(k) Calculator

401(k): US traditional 401(k) planning.

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Roth IRA Calculator

Roth IRA: US IRA comparison using entered contributions.

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IRA Calculator

IRA: US IRA comparison using entered contributions.

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RMD Calculator

RMD: US account-owner planning.

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Social Security Calculator

Social Security: Compares user-supplied benefit quotes and start ages; does not estimate entitlement or predict lifespan.

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Pension Calculator

Pension: Compares user-supplied benefit quotes and start ages; does not estimate entitlement or predict lifespan.

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Marriage Tax Calculator

Marriage Tax: US federal 2026 ordinary income only; all inputs are USD regardless of display currency.

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Estate Tax Calculator

Estate Tax: Editable estate-tax estimate for one flat taxable tier.

Understand the calculation