Home & property calculators
Plan a home purchase, estimate renovation materials and explore the costs of owning a property.
Before you begin
- Start with affordability to set a budget before modeling a mortgage payment.
- Measure each surface and check the area or volume unit before estimating materials.
- Construction prices and property taxes are editable assumptions; use local quotes and assessed values.
Choose your calculator
Mortgage calculator
Estimate your monthly mortgage payment and see how much goes toward interest over the life of a loan.
CalculatorHome Affordability Calculator
See estimated affordable home price and review affordable loan and monthly housing budget using values you enter.
CalculatorRoof Replacement Cost Calculator
See base roof project estimate and review purchase area (m2) and materials using values you enter.
CalculatorKitchen Remodel Cost Calculator
See kitchen remodel estimate and review base components and contingency using values you enter.
CalculatorBathroom Remodel Cost Calculator
See bathroom remodel estimate and review base components and contingency using values you enter.
CalculatorRent Affordability Calculator
See suggested maximum rent and review estimated move-in cash and after rent and listed costs using values you enter.
CalculatorHVAC Cost Calculator
See installed hvac estimate and review equipment and other base costs using values you enter.
CalculatorMortgage Refinance Calculator
See new monthly payment and review monthly payment change and break-even months using values you enter.
CalculatorMortgage Overpayment Calculator
See months to payoff with extra and review months saved and estimated interest saved using values you enter.
CalculatorMortgage Amortization Calculator
See balance after selected year and review monthly payment and interest in selected year using values you enter.
CalculatorClosing Cost Calculator
See estimated closing costs and review entered transfer tax and lender and legal fees using values you enter.
CalculatorProperty Tax Calculator
See estimated annual property tax and review monthly equivalent and taxable assessment using values you enter.
CalculatorHome equity calculator
Estimate current home equity, your loan to value ratio, and a planning estimate of borrowable equity.
CalculatorFlooring Cost Calculator
See flooring project estimate and review material area (m2) and material and underlay using values you enter.
CalculatorFlooring Square-Foot Calculator
See flooring to purchase (ft2) and review net area (ft2) and equivalent m2 using values you enter.
CalculatorPainting Cost Calculator
See painting project estimate and review paint required (l) and paint materials using values you enter.
CalculatorPaint Quantity Calculator
See paint to buy (l) and review calculated liters and net paintable area (m2) using values you enter.
CalculatorFence Cost Calculator
See fence project estimate and review fence run and gates using values you enter.
CalculatorDeck Cost Calculator
See deck project estimate and review deck area (m2) and surface construction using values you enter.
CalculatorConcrete Cost Calculator
See concrete project estimate and review order volume (m3) and concrete material using values you enter.
CalculatorConcrete Volume Calculator
See concrete order volume (m3) and review net volume (m3) and order volume (yd3) using values you enter.
CalculatorTile Calculator
See tile boxes to buy and review tiles needed and required area including waste (m2) using values you enter.
CalculatorDrywall Calculator
See drywall boards to buy and review purchase coverage (m2) and board material estimate using values you enter.
CalculatorInsulation Calculator
See insulation packages to buy and review area including waste (m2) and material estimate using values you enter.
CalculatorSiding Cost Calculator
See siding project estimate and review net wall area (m2) and material area (m2) using values you enter.
CalculatorWindow Replacement Cost Calculator
See window replacement estimate and review cost per window before access and window materials using values you enter.
CalculatorGarage Door Cost Calculator
See garage door estimate and review cost per door and equipment using values you enter.
CalculatorPlumbing Cost Calculator
See plumbing job estimate and review labor and materials and fixtures using values you enter.
CalculatorElectrical Work Cost Calculator
See electrical work estimate and review labor and parts and cable using values you enter.
CalculatorMortgage Payoff Calculator
Mortgage Payoff: Fixed monthly loan and an immediate lump-sum reduction.
CalculatorHome Equity Loan Calculator
Home Equity Loan: Fixed-rate borrowing with explicit fees and compounding.
CalculatorDown Payment Calculator
Down Payment: User-entered purchase costs and contribution percentage; loan eligibility and minimum down-payment rules are excluded..
CalculatorHELOC Calculator
HELOC: Constant balance during draw period and constant interest rate; actual HELOC rates and lender limits vary.
CalculatorMortgage Calculator UK
Mortgage Calculator UK: UK monthly nominal compounding estimate.
CalculatorCanadian Mortgage Calculator
Canadian Mortgage: Canadian nominal semiannual compounding estimate.
CalculatorFHA Loan Calculator
FHA Loan: Planning estimate with user-confirmed program fees and insurance rates.
CalculatorVA Mortgage Calculator
VA Mortgage: Planning estimate with user-confirmed program fees and insurance rates.
CalculatorReal Estate Calculator
Real Estate: Annual cash-flow projection with constant growth and mortgage rates.
CalculatorRental Property Calculator
Rental Property: Annual cash-flow projection with constant growth and mortgage rates.
CalculatorRent vs. Buy Calculator
Rent vs. Buy: Constant monthly mortgage with annual property/rent growth.
CalculatorConcrete Calculator
Concrete: Geometric concrete quantities and estimated material cost.
CalculatorMulch Calculator
Mulch: Uniform depth and entered bulk density.
CalculatorGravel Calculator
Gravel: Uniform depth and entered bulk density.
CalculatorSquare Footage Calculator
Square Footage: Plan area and cost estimate.
CalculatorRoofing Calculator
Roofing: Uniform-pitch roof over the entered footprint.
CalculatorStair Calculator
Stair: Straight stair layout estimate with top floor as final landing.
CalculatorBTU / Room Cooling Calculator
BTU / Room Cooling: Rough room-air-conditioner sizing estimate.
CalculatorTire Size Calculator
Tire Size: Nominal unloaded geometry.
Understand the calculation
How monthly loan payments are calculated
See the fixed-rate loan payment formula, a zero-interest example, and the difference between principal, interest and the full monthly bill.
guideShorter vs longer loan terms: compare the full cost
Compare monthly payments and total interest for different loan lengths, with editable comparison tools and clear assumptions.
comparison15-year vs 30-year loan comparison
Compare 15-year and 30-year fixed-rate loans with editable principal and separate rates. See monthly payments, total repayment and interest side by side.
comparison10-year vs 20-year loan comparison
Compare 10-year and 20-year fixed-rate loans with editable principal and separate rates. See monthly payments, total repayment and interest side by side.
comparison20-year vs 30-year loan comparison
Compare 20-year and 30-year fixed-rate loans with editable principal and separate rates. See monthly payments, total repayment and interest side by side.